Virgin Mobile has now come up with a new plan that would allow people to talk unlimited and text at $40 monthly. They would also get 50 MB of data free for web access. This no contract plan is called payLo. The unlimited texting also includes text messages, pictures, e-mail and instant messages. Although the plan is very lucrative, company might have a bit difficulty to attract many customers as it doesn't have any compelling mobile phone options and most of them that are in the market have rather boring features.

The best phone available in the market that comes under the plan is Samsung M575 that costs $49.99. It comes with a slide out QWERTY keyboard for texting and 2.4 inch screen. It also has a two mega pixel camera that is not that good compared to other phones that come with larger pixel camera. The best thing about payLo plan is that it does not require any activation fee and also no contract is needed to avail this plan. Users can pay for service monthly with credit or debit cards online or purchase Virgin Mobile Top-Up cards. Customers can take benefits of this plan by visiting any of the 40,000 retail shops including Best Buy, Target and RadioShack.